Supporting businesses over the long-term..



Our interactive timelines gives a fascinating insight into key moments from our history. The establishment of the Yaa Asantewaa Rural Bank by the people of Ejisuman was inspired by the prowess of the Late Queen Mother of Ejisu, Obaahemaa Nana Yaa Asantewaa who fought with the British in the colonial days to bring freedom to her people of the Ashanti Kingdom which at that time was under the British rule in the 19th century and beyond.

We believe that times have change and even though we have political freedom majority of the people of Ashanti and Ghana do not have economic freedom or financial independence. Poverty has become an inter-generational inheritance. Access to credit is mostly from the money lenders and charlatans who usually charge exorbitant rates and in the process making life even more difficult to the people. The establishment of Yaa Asantewaa Rural Bank aims at providing a platform to promote thrift among the citizenry so as to improve their socio-economic life and well being.

The desire for the people of Ejisu in the Ashanti Region of Ghana to own their rural and community bank dates back to the 1980s. The objective was to promote economic development, entrepreneurship, job creation and also to reduce vulnerability through the provision of financial and non financial services to the citizens to help them acquire assets , reduce vulnerability and improve their living conditions. However this could not be realized until the year 2009 when a team of promoters made of seasoned bankers, lecturers, accountants, entrepreneurs and economist from within and outside the Ejisu municipality lead by Samuel Addo Otoo  through the ingenuity and the illustrious vision of the  Ejisumanhene Nana Afranie Okese IV  pooled financial and technical resources to bring into life this long cherished dream. The first meeting to promote the establishment of the Yaa Asantewaa Rural Bank Ltd at Ejisu Ashanti was held on 9th August 2009.


Yaa Asantewaa Rural Bank Ltd was incorporated on 14th April 2010 under the companies code 1963 Act 179 as a Public Company Limited by liability to provide Rural and Community Banking among other services to its clients. In September 2011, the bank was given provisional license to invite prospective shareholders from the catchment area to buy shares. Yaa Asantewaa Rural Bank Ltd was given final operating license by the central bank of Ghana in May 2012 with license number 212 to provide rural and community banking services as regulated by the banking Act 2004 (Act 673) with ARB Apex Bank as its clearing Bank. The Bank started operation in October 2012.


The purpose of Yaa Asantewaa Rural Bank Limited is to provide the shareholders with the highest return possible on their investment while respecting the core values of the bank and taking into consideration other stakeholders' interests.

The January 2013 ARB Apex Bank Report on the performance of rural and community banks indicated that Yaa Asantewaa Rural Bank was one of the well capitalized rural banks in Ghana in terms of its stated capital with a capital adequacy. As at December 2015 the capital adequacy ratio of the bank was 21.4%, PAR>30days or more of 3.4% with adequate liquidity position managed by a team of competent and dedicated Board of Directors and staff personnel. Yaa Asantewaa Rural Bank was ranked the 2nd and 19th  best managed rural and community bank in Ashanti Region and Ghana respectively by the ARB Apex Bank as at 31st December 2015 out of 26 and 141 RCBs in Ashanti Region and Ghana respectively.


Yaa Asantewaa Rural Bank Ltd is determined to instill good business practices in all its facets of operations by embracing realistic ideas from all stakeholders i.e. shareholders, supervisory authorities, customers, personnel and the general public through the medium of discussion, consultations, suggestions, seminars and open forum and brain storming session. It is believed that by this methodology, the desirable productivity will be achieved and sustained.